Why do I have more than one score?
Different lenders, scoring models, and data sources create multiple credit scores.
Quick Summary
Different scoring models create multiple scores.
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Answered by Sonny Baird
Last updated 1/16/2026, 3:02:47 PM
You can have more than one score, because:
- Finance companies and banks use different scores for different products.
- There are many different credit scoring formulas.
- Information can come from different credit reporting sources.
Sonny Baird
General Sales Manager, West Mitsubishi
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