What are some ways to improve my score?
Pay bills on time, keep balances low, maintain credit history, and apply only when needed.
Quick Summary
Responsible credit habits improve your score.
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Answered by Sonny Baird
Last updated 1/16/2026, 3:02:54 PM
Improving your score is dependent on your personal financial situation. Some general tips that work for most include:
- Pay your bills on time, every time.
- Don't get close to your credit limit.
- Establishing a long credit history will help your score.
- Be careful closing accounts.
- Only apply for loans and credit you need.
Sonny Baird
General Sales Manager, West Mitsubishi
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