Do I need to have a high credit score to purchase a vehicle?

While there is a minimum score that is needed in order to purchase a vehicle, the requirement varies amongst different lenders. FICO scores can range from between 300 to 850, with the a lower number signifying a lesser score. Not everyone is able to attain “perfect” credit status, however. Having a lower credit score can make finding a new car more difficult.

If you have a lower credit score some lenders will require you have a co-borrower on the loan, however this isn’t always the case. West Mitsubishi works with specific subprime auto loan options tailored to people with less than perfect credit. Just because your credit score is below 600 doesn’t mean we can’t get you into a new vehicle.