Do I need to have a down payment or a trade-in?
No down payment or trade-in is required to get prequalified for an auto loan.
Quick Summary
No down payment or trade-in is required.
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Answered by Sonny Baird
Last updated 8/23/2026, 9:34:00 PM
No. We have prequalification options for individuals who don’t have a down payment or a trade.
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